Give us your accounts receivable, and we’ll give you a reason to celebrate.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include:

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 23 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Brianna V Jan 15

"I'm so glad you guys are willing to work with me on a payment plan. Times are hard & you've been so understanding!"

Whitney S Jan 20

"Thank you guys for being so awesome!"

Cody S Jan 22

"Thanks so much for the lightning fast replies. You guys are great!"

Kelly B Feb 3

"As a new client, I'm already impressed by the rapid response to emails and level of detail provided."

Judy P Feb 11

"To Jimmy, thank you for being so kind and patient with me".

Karina S Feb 13

"Thanking Tammy for motivating me to make calls to get my business handled. You weren't mean or aggressive, but helped!"

Victor R Feb 16

"Jimmy, you have been by far the most helpful debt collector I've ever worked with."

Michael P Feb 17

"Tammy, this must be your calling. You have the most truthful voice I've ever heard."

Sharon R Feb 18

"Thank you for working with me, I really appreciate it. I've been trying, but times are tough. Thank you!"

Anthony C Feb 19

"You are so delightful to deal with, most people are not & make you want to hang up. Thank you and have a great day!"

Ben S Feb 20

"Tammy was extremely helpful in providing me tips to avoid issues in the future. Thank you!"

Chris B Feb 21

"Thank you guys for following through with helping me through this process. You aren't like other collection agencies."

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.