Comprehensive collection services

Summit A•R provides tailored and effective collection services spanning a broad range of industries.

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Give us your accounts receivable, and we’ll give you a reason to celebrate.

1. Contact Us

Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

2. Put Us to Work

Our experienced team immediately begins the process of recovering your lost revenue.

3. See Real Results

Watch your cash flow improve. An awkward victory dance is optional, but recommended.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit Account Resolution (Summit A•R) takes representing its clients and their debt recovery needs very seriously. Our services include: Best Pick 2020
BBB Rating: A+ Summit AR: Celebrating 25 years! IACC Badge ACA International Badge SSL Secure Website


Accounts resolved in the past 12 months

$140 Million

Recovered for our clients to date


Consumer complaint rate

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 25 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Scott Y's Avatar Scott Y Dec 3

"Debbie is always so cheerful, makes me feel in a giving mood - my fave person there!"

Lauren N's Avatar Lauren N Dec 6

"Jimmy, I appreciate your understanding and patience. Can't believe I'm treated this well by a collection agency!"

Kendall M's Avatar Kendall M Dec 7

"I loved working with Josh on my account, made the process so much easier and enjoyable."

Daniel S's Avatar Daniel S Dec 8

"I appreciate your kindness and professionalism."

Ken B's Avatar Ken B Dec 9

"I really appreciate your help, I hope you have an absolutely great rest of your day!"

George T's Avatar George T Dec 10

"You were wonderful, helpful and understanding. Made this process a lot easier than others in this line of work."

Oscar I's Avatar Oscar I Dec 13

"Tammy, for being a debt collector, you are the nicest I've ever talked to. Thanks for your help and kindness."

Tracey K's Avatar Tracey K Dec 14

"Jakayla, you are a very sweet lady!"

Brian W's Avatar Brian W Dec 15

"I really made you work for this payment, and I appreciate that you understand the game."

Hera P's Avatar Hera P Dec 16

"Thank you for being so kind and answering all my questions. I appreciate your patience."

Donna P's Avatar Donna P Dec 17

"I was surprised by how nice Josh was on the phone, I wasn't expecting that from a collection agency."

Terrie's Avatar Terrie Dec 20

"You've given me my Christmas gift. Thanks for working with me on this."

“I would strongly encourage any business that needs an honest, reliable and profession collection agency to contact Summit. Thank you for your excellent work and for helping us recover the monies owed!”

— Raina S.
BBB Review

“Summit is truly a class act when it comes to collections and I couldn’t imagine trusting our business to anyone else. The professionalism and experience cannot be matched!”

— Lindsey W.
BBB Review

“We have been very pleased with Summit over the past several years. We never hear the typical complaints from patients regarding contact with their agency. […] I love the way they conduct business!”

— Jayne M.
BBB Review

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.

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