Give us your accounts receivable, and we’ll give you a reason to celebrate.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include:

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 25 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Tammi T Mar 6

"I love the new client portal. It is so much easier than the prior system!"

Brad G Mar 8

"[Sheila L] Your assistance is greatly appreciated. Thank you for your help in getting this customer in good standing!"

Cindy L Mar 10

"Tammy, thank you for your courtesy and thoughtfulness. I really appreciate it!"

John C Mar 12

"You have been such a pleasure to work with. Your professionalism and kindness are appreciated."

Mary H Mar 15

"I would get Tammy a raise if I could. The nicest debt collector I've ever talked to. She does a really great job!"

Jane R Mar 16

"You guys are the nicest collection agency I've ever dealt with. Usually I hang up, but you and Toni were delightful!"

Brandon R Mar 19

"Josh is a great collector with a good attitude. If I didn't have to file bankruptcy, I would definitely pay!"

Michael H Mar 22

"I love this company, everything is nice, even the end of their voicemail. Thanks and have an amazing day. Love it!"

Matt A Mar 24

"Very happy with customer service I received. Didn't know about this account, thinking about using SAR for my business!"

Chris S Mar 27

"Thank you for all the help. You're the best!"

Karen L Mar 29

"Tammy, thank you so much for being so helpful today. I really appreciate that when times are so tough."

Oscar R Apr 2

"Thank you for helping me get this resolved. I may need a collection agency, and Summit will be my 1st choice."

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.