Comprehensive collection services

Summit A•R provides tailored and effective collection services spanning a broad range of industries.

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Give us your accounts receivable, and we’ll give you a reason to celebrate.

1. Contact Us

Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

2. Put Us to Work

Our experienced team immediately begins the process of recovering your lost revenue.

3. See Real Results

Watch your cash flow improve. An awkward victory dance is optional, but recommended.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include: Best Pick 2020
BBB Rating: A+ Summit AR: Celebrating 25 years! IACC Badge ACA International Badge SSL Secure Website


Accounts resolved in the past 12 months

$140 Million

Recovered for our clients to date


Consumer complaint rate

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 23 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Grant L's Avatar Grant L Oct 27

"Called back to reset our conversation. I can tell you've been doing this a long time are are very good at your job."

Judy N's Avatar Judy N Oct 30

"Sheila L has been such a HUGE HELP, and I appreciate all the hard work she has done on our accounts."

Jose A's Avatar Jose A Nov 2

"Erin, you're about the nicest person I've ever talked to at a collections company. Thank you for that!"

John B's Avatar John B Nov 3

"Jimmy, I want to thank you for your excellent customer service. Most collectors are arrogant, but you've been a pro."

Joanne S's Avatar Joanne S Nov 6

"Wanted to give Toni a huge thank-you. She was such a great listener and was very helpful."

Jenny C's Avatar Jenny C Nov 11

"I really want to thank your team while we improved our processes. Thanks for your hard work to get our accounts paid."

Bryan S's Avatar Bryan S Jan 2

"Tammy, you are a wonderful pleasant person with exceptional customer service skills on the phone."

Tamara N's Avatar Tamara N Jan 5

"I'm enjoying our partnership. Customers had given us a hard time, & I'm thrilled we're finally getting some results."

Jane S's Avatar Jane S Jan 8

"A lady at another agency was super rude. How is it you are a collection agency & so nice to talk to?!"

Judy P's Avatar Judy P Dec 11

"To Jimmy, thank you for being so kind and patient with me".

Karina S's Avatar Karina S Dec 18

"Thanking Tammy for motivating me to make calls to get my business handled. You weren't mean or aggressive, but helped!"

Victor R's Avatar Victor R Dec 20

"Jimmy, you have been by far the most helpful debt collector I've ever worked with."

“I would strongly encourage any business that needs an honest, reliable and profession collection agency to contact Summit. Thank you for your excellent work and for helping us recover the monies owed!”

— Raina S.
BBB Review

“Summit is truly a class act when it comes to collections and I couldn’t imagine trusting our business to anyone else. The professionalism and experience cannot be matched!”

— Lindsey W.
BBB Review

“We have been very pleased with Summit over the past several years. We never hear the typical complaints from patients regarding contact with their agency. […] I love the way they conduct business!”

— Jayne M.
BBB Review

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.

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