Comprehensive collection services

Summit A•R provides tailored and effective collection services spanning a broad range of industries.

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Give us your accounts receivable, and we’ll give you a reason to celebrate.

1. Contact Us

Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

2. Put Us to Work

Our experienced team immediately begins the process of recovering your lost revenue.

3. See Real Results

Watch your cash flow improve. An awkward victory dance is optional, but recommended.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A*R (Summit Account Resolution) takes representing its clients and their debt recovery needs very seriously. Our services include: Best Pick 2023
Summit A*R BBB Business Review
Summit AR: 28 Years Strong


1996 – 2024
IACC Badge ACA International Badge SSL Secure Website


Accounts resolved in the past 12 months

$160 Million

Recovered for our clients to date


Consumer complaint rate

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 28 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Phil D

“All interactions were very professional, timely and helpful. Thank you!”

12:39 pm
May 16, 2023

Trisha D

“When I called in, I was shocked by how nice y’all are.”

May 15, 2023

Ronald G

“Summit is the best collection agency I’ve ever worked with, and believe me, there have been a few!”

May 12, 2023

Tina C

“Thanks much for taking the time to explain this bill and for helping me resolve it.”

12:19 pm
May 11, 2023

Eli F

“It was so great speaking to Jimmie. Not so fun issue, but always great to resolve it with people that are kind.”

May 10, 2023

Antonia F

“Thank you for the call and allowing me to make a payment over the phone!”

May 9, 2023

Scott T

“Thank you Jimmy, you were very processional and kind through all this.”

May 8, 2023

Ann M

“Thanks for taking the time, Tammy. You’re very knowledgeable.”

May 5, 2023

Sherry P

“Thank you for being so understanding, and helping me get back on track with this. I love my dentist, and happy to be able to go back soon.”

May 4, 2023

Blake G

“Tammy, thank you so much for walking me through what I assumed would be a terrible experience. You rock!”

May 3, 2023

Lisa B

“Thank you for being so kind throughout this whole process.”

May 2, 2023

Richard N

“The staff is always very nice, understanding, pleasant, and professional. Everyone is always a pleasure to speak to.”

May 1, 2023

Josh B

“Thank you for the amazing customer service. So happy you were willing to work with me to get this paid.”

3:13 pm
April 27, 2023

Dawn M

“I apologize for my husband’s rudeness, but you handled it well. Thanks for your patience and kindness.”

10:40 am
April 26, 2023

Jack W

“I’m happy to resolve this balance – I love you man!”

April 25, 2023

Tony D

“I want to become a client, I like how you handle accounts!”

April 24, 2023

Sharon W

“So grateful for the work done during my surgery, and sorry I missed this bill. Thank you!”

April 24, 2023

Roger P

“You were so helpful and elegant. Thank you!”

April 21, 2023

Dannie V

“Thank you for all your help, you are the best!”

April 20, 2023

Eve L

“This is stressful, but you were very helpful. I was scared to call, but so glad I did!”

April 19, 2023

Brett B

“Everyone I’ve worked with has been so nice & helpful!”

April 18, 2023

Brian B

“Thanks so much. I’ll be leaving a positive review. Exceeded my expectations.”

April 17, 2023

Dave E

“I really appreciated your help!”

April 17, 2023

Kyle V

“I appreciate all your help.”

April 14, 2023

Sammie J

“Thank you for being so patient and understanding.”

April 13, 2023

Faye F

“You’ve been so helpful in explaining everything to me. You are so nice!”

April 12, 2023

Evelina A

“Thank you for taking the time to listen and understand my situation, I look forward to resolving this issue.”

April 11, 2023

Nick S

“I’m really going to miss working with you Jimmie, if that is your real name.”

April 7, 2023

Cedric B

“Thank you for being so helpful.”

April 6, 2023

Marie E

“Thank you for your service and helping me understand where the issue came from.”

April 5, 2023

Yazmin A

“I really hope you’re the one that calls me back – you’re so helpful!”

April 4, 2023

John D

“Thank you Josh, you are the best collector ever.”

April 3, 2023

Chet S

” Thank you for being clear and helpful.”

March 31, 2023

Lily K

“You’ve been so helpful, and I appreciate it so much!”

March 30, 2023

Becky A

“I so appreciate Debbie calling me, I almost forgot about this bill!”

March 29, 2023

Kellie L

“I was so overjoyed that Debbie was willing to work with me to get this bill paid!”

March 28, 2023

Leslie N

“I appreciate all of your help today. You’ve been very kind.”

March 27, 2023

Tim T

“Toni does an amazing job in client relations. Her performance is better than exceptional.”

March 24, 2023

"I would strongly encourage any business that needs an honest, reliable and profession collection agency to contact Summit. Thank you for your excellent work and for helping us recover the monies owed!"

— Raina S.
BBB Review

"Summit is truly a class act when it comes to collections and I couldn't imagine trusting our business to anyone else. The professionalism and experience cannot be matched!"

— Lindsey W.
BBB Review

"We have been very pleased with Summit over the past several years. We never hear the typical complaints from patients regarding contact with their agency. [...] I love the way they conduct business!"

— Jayne M.
BBB Review

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.

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