Comprehensive collection services

Summit A•R provides tailored and effective collection services spanning a broad range of industries.

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Give us your accounts receivable, and we’ll give you a reason to celebrate.

1. Contact Us

Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

2. Put Us to Work

Our experienced team immediately begins the process of recovering your lost revenue.

3. See Real Results

Watch your cash flow improve. An awkward victory dance is optional, but recommended.

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there’s nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include: Best Pick 2020
BBB Rating: A+ Summit AR: Celebrating 25 years! IACC Badge ACA International Badge SSL Secure Website


Accounts resolved in the past 12 months

$140 Million

Recovered for our clients to date


Consumer complaint rate

A Proven Process for Debt Recovery

With Summit’s “P.H.D. Philosophy” (Preserve Human Dignity), you’ll find no automated “robo-dialers” that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Dependable and Experienced Collection Professionals

You’ll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We’ve learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 23 years, “doing the right thing” has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

Real Feedback From Our Clients… and From Consumers!

Brianna V's Avatar Brianna V Jan 15

"I'm so glad you guys are willing to work with me on a payment plan. Times are hard & you've been so understanding!"

Whitney S's Avatar Whitney S Jan 20

"Thank you guys for being so awesome!"

Cody S's Avatar Cody S Jan 22

"Thanks so much for the lightning fast replies. You guys are great!"

Kelly B's Avatar Kelly B Feb 3

"As a new client, I'm already impressed by the rapid response to emails and level of detail provided."

Judy P's Avatar Judy P Feb 11

"To Jimmy, thank you for being so kind and patient with me".

Karina S's Avatar Karina S Feb 13

"Thanking Tammy for motivating me to make calls to get my business handled. You weren't mean or aggressive, but helped!"

Victor R's Avatar Victor R Feb 16

"Jimmy, you have been by far the most helpful debt collector I've ever worked with."

Michael P's Avatar Michael P Feb 17

"Tammy, this must be your calling. You have the most truthful voice I've ever heard."

Sharon R's Avatar Sharon R Feb 18

"Thank you for working with me, I really appreciate it. I've been trying, but times are tough. Thank you!"

Anthony C's Avatar Anthony C Feb 19

"You are so delightful to deal with, most people are not & make you want to hang up. Thank you and have a great day!"

Ben S's Avatar Ben S Feb 20

"Tammy was extremely helpful in providing me tips to avoid issues in the future. Thank you!"

Chris B's Avatar Chris B Feb 21

"Thank you guys for following through with helping me through this process. You aren't like other collection agencies."

“I would strongly encourage any business that needs an honest, reliable and profession collection agency to contact Summit. Thank you for your excellent work and for helping us recover the monies owed!”

— Raina S.
BBB Review

“Summit is truly a class act when it comes to collections and I couldn’t imagine trusting our business to anyone else. The professionalism and experience cannot be matched!”

— Lindsey W.
BBB Review

“We have been very pleased with Summit over the past several years. We never hear the typical complaints from patients regarding contact with their agency. […] I love the way they conduct business!”

— Jayne M.
BBB Review

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.

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