Give us your accounts receivable, and we'll give you a reason to celebrate.

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Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

Put Us to Work

Our experienced team immediately begins the process of recovering your lost revenue.

See Real Results

Watch your cash flow improve. An awkward victory dance is optional, but recommended.

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COVID-19 INFORMATION: Summit A•R is here to help during these difficult times. Read our full statement ›

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there's nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include:

A Proven Process for Debt Recovery

With Summit's "P.H.D. Philosophy" (Preserve Human Dignity), you'll find no automated "robo-dialers" that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Experienced Collection Professionals

You'll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We've learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 23 years, "doing the right thing" has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

A name you can trust.

Click for the BBB Business Review of this Eviction Service in Champlin MN ACA International - The Association of Credit and Collection Professionals - Member International Association of Commercial Collectors Serving you since 1996

Summit A•R is proud to be rated A+ by the Better Business Bureau, and a member in good standing of ACA International and the International Association of Commercial Collectors.

Latest feedback:

Diane S's Avatar Diane S Sep 19

"I truly appreciate you...have a blessed day!"

James T's Avatar James T Sep 20

"You all are always so helpful and understanding when we talk. Thank you for all your help!"

Jon W's Avatar Jon W Sep 21

"Jimmy, do you guys have a survey? Cause I really wanna give you a 5 out of 5 for today's service."

Jason M's Avatar Jason M Sep 22

"My phone call with Tammy was very wonderful, y'all need more employees like her. A+ customer service!"

Laney D's Avatar Laney D Sep 24

"Erin, that's great. You've been very helpful. Thank you!"

Susan H's Avatar Susan H Sep 28

"Jimmy, thank you for being so kind and understanding of my situation. Your patience is very appreciated!"

Carlos C's Avatar Carlos C Sep 29

"Thank you so much for your time and help, you've been very kind."

Maureen H's Avatar Maureen H Sep 30

"I spoke with Tammy before, and she was most helpful & nicest person I could have hoped to talk to about a collection."

Megan S's Avatar Megan S Oct 1

"Thanks for the updates. Your prompt replies are such a nice and welcome change!"

Janice S's Avatar Janice S Oct 5

"I appreciate the help, you've been nice to take the time to offer me another option. Can see why you're highly rated."

John T's Avatar John T Oct 6

"Reasonable, quick and empathetic solutions are what you're going to get from Toni with Summit A*R client care."

Jose B's Avatar Jose B Oct 9

"Jimmy, thank you so much for understanding my situation. Thank you for being human."

From our blog:

According to Debt Collection Answers “Businesses nationwide placed $150 billion worth of debt with collection agencies (in 2010)”. When you need assistance with a debt, enlisting the help of a…

Continue reading: Why More Businesses Entrust Their Debt To Collection Agencies »

Don't take our word for it.

Here are just a few rave reviews from real Summit A•R clients.

Summit was there every step of the way with patience, good humor, and advice. We received payments in record time. I will definitely use Summit again for any of our debt collection needs.

—Alison D., Credit Manager International Distributor

Summit AR handled the accounts extremely professionally and kept that quality working relationship with our client intact. Best of all we received a 75% recovery rate. I would recommend them to any company.

—Micah B., Director National Franchiser

You are definitely not the typical collection agency. I've experienced nothing but professionalism and unexpectedly good results versus my former agency. You give collection agencies a good name!

—Manager Medical Supply Co.
More Testimonials

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.