Give us your accounts receivable, and we'll give you a reason to celebrate.

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Tell us about your needs. We’ll tailor an effective debt recovery solution designed to get quick results.

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Our experienced team immediately begins the process of recovering your lost revenue.

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Watch your cash flow improve. An awkward victory dance is optional, but recommended.

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COVID-19 INFORMATION: Summit A•R is here to help during these difficult times. Read our full statement ›

Meet a Collection Agency Serious About Getting You Back in the Black

While we try to lighten the mood, there's nothing funny about not getting paid for your work—or the myriad of laws and compliance regulations surrounding the collection process. That’s why Summit A•R takes representing its clients and their debt recovery needs very seriously. Our services include:

A Proven Process for Debt Recovery

With Summit's "P.H.D. Philosophy" (Preserve Human Dignity), you'll find no automated "robo-dialers" that leave multiple, irritating messages for consumers and do nothing to resolve the account. In a sea of large, faceless consumer and commercial collection agencies, ours specializes in treating people right and following all the rules—and we selectively choose clients who share these same values. From small businesses and practices to major corporations, we represent companies that want their monies collected using a different kind of approach.

Experienced Collection Professionals

You'll find only quality career collection professionals (minimum of 10 years experience) handing your accounts at Summit. We've learned that treating our staff well, training them thoroughly, and providing them with the resources they need to do their jobs correctly leads to a much better client and consumer experience.

There’s No Time Like the Present—Get Started Today

For over 23 years, "doing the right thing" has earned Summit an impeccable compliance record and a growing stable of long-term, satisfied clients. If our consumer / commercial collection agency sounds like a good fit for you, contact us today.

A name you can trust.

Click for the BBB Business Review of this Eviction Service in Champlin MN ACA International - The Association of Credit and Collection Professionals - Member International Association of Commercial Collectors Serving you since 1996

Summit A•R is proud to be rated A+ by the Better Business Bureau, and a member in good standing of ACA International and the International Association of Commercial Collectors.

Latest consumer feedback:

Ruby R's Avatar Ruby R Jul 2, 1:36 pm

"I loved the agent I worked with today. I'm set to pay this account, but if I have to call back, I want to talk to her!"

Amanda W's Avatar Amanda W Jul 6, 1:39 pm

"The lady I spoke with was so helpful. I'm so thankful for the kind & professional manner of conduct when I called in."

Kevin M's Avatar Kevin M Jul 7, 1:41 pm

"Tammy, I so appreciate you getting me the info, as I have been a victim of identity theft. You are doing a great job!"

Floyd H's Avatar Floyd H Jul 8, 1:43 pm

"I was frustrated when I called, but Lynn was so helpful & kind. I appreciate her working with me & the time she took."

Jesse J's Avatar Jesse J Jul 9, 1:44 pm

"Thank you Eric for being professional, courteous and different than the other collectors."

Janelle G's Avatar Janelle G Jul 10, 1:45 pm

"I've never been in collections, & I was upset. Your agent was professional and courtesy, I thought you should know!"

Karen C's Avatar Karen C Jul 16, 12:34 pm

"Wanted to thank you so much for all your hard work getting me paid. I really appreciate it, recommend you to all!"

Martha Y's Avatar Martha Y Jul 21, 12:32 pm

"Lisa, thanks so much. Everyone I've talked to has been extremely nice and professional. I truly appreciate it!"

Ben G's Avatar Ben G Jul 22, 12:31 pm

"You have been doing an amazing job on our accounts, can't believe I'm getting payments from people who wouldn't pay!"

James B's Avatar James B Jul 24, 12:29 pm

"Wanted to apologize for the last time I called, was a complete *** & you don't deserve. You've always been helpful!"

Mona A's Avatar Mona A Jul 27, 12:20 pm

"I've never done this, but wanted to tell a supervisor how amazing the rep (Tammy) was, so understanding of Covid, etc!"

Leo A's Avatar Leo A Jul 27, 12:22 pm

"I was afraid I was going to have to talk to grumpy people, but you (Jimmy) and Erin were happy and helpful!"

From our blog:

According to Debt Collection Answers “Businesses nationwide placed $150 billion worth of debt with collection agencies (in 2010)”. When you need assistance with a debt, enlisting the help of a…

Continue reading: Why More Businesses Entrust Their Debt To Collection Agencies »

Don't take our word for it.

Here are just a few rave reviews from real Summit A•R clients.

Summit was there every step of the way with patience, good humor, and advice. We received payments in record time. I will definitely use Summit again for any of our debt collection needs.

—Alison D., Credit Manager International Distributor

Summit AR handled the accounts extremely professionally and kept that quality working relationship with our client intact. Best of all we received a 75% recovery rate. I would recommend them to any company.

—Micah B., Director National Franchiser

You are definitely not the typical collection agency. I've experienced nothing but professionalism and unexpectedly good results versus my former agency. You give collection agencies a good name!

—Manager Medical Supply Co.
More Testimonials

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.