Comprehensive collection services

Summit A•R provides tailored and effective collection services spanning a broad range of industries.

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About Summit A•R

We're different... in a good way.

Do friendly debt collectors exist? Wait ‘til you meet our team.

Have you thought about using a consumer or commercial collection agency, but you’re not sure if it’s worth your while? Or, have you tried a big agency before, only to find confusing fees, poor service, and disappointing results?

With a nationwide footprint and recovery rates nearly double the industry average, Summit Account Resolution (Summit AR) is changing minds about collection agencies, one client at a time. Since 1996, we’ve been doing things a bit differently. Our track record includes successful recovery of some of the most difficult debts.

What sets Summit A•R Apart:

  • Over 25 years on the front lines of debt collections
  • A long-term staff of trained, licensed collection professionals
  • A skip-tracing department run by a licensed private investigator
  • No robo-calls, threats, or other aggressive tactics
  • Fees you can understand; no minimums or hidden costs
  • Perfect A+ Rating with the Better Business Bureau (BBB)
  • Impeccable compliance record with all regulating agencies nationwide

How We Earned a P.H.D. (in Collections)

Historically, debt collection agencies have gotten a bad rap because some are perceived as using unethical tactics. Not only do these tactics fray the relationships you’ve worked hard to build; they can irreparably damage your reputation.

Summit uses an approach we call our “P.H.D. Philosophy” (Preserve Human Dignity) to ensure your company is represented with professionalism and integrity at every step of the debt recovery process. Our experts handle accounts with sensitivity and compassion, allowing us to recover what you’re owed without alienating the customers and vendors who are vital to your business. We encourage prospective clients to review our mission statement to better understand our values and approach.

What People Are Saying…

Janelle G's Avatar Janelle G Nov 4

"I've never been in collections, & I was upset. Your agent was professional and courtesy, I thought you should know!"

Ralph F's Avatar Ralph F Nov 5

"The agent was very nice and very professional."

Joann J's Avatar Joann J Nov 8

"You must be from the midwest, you are so kind. Thank you!"

Mo H's Avatar Mo H Nov 9

"This was the coolest call from a collection agency. Thank you!"

Mike B's Avatar Mike B Nov 10

"Thank you for your prompt response, I have no complaints with Summit, as they have treated collection attempts kindly."

Jenna T's Avatar Jenna T Nov 11

"You've won me over. You are honest and professional. Thanks for your help!"

Sabrina H's Avatar Sabrina H Nov 12

"I appreciate your generosity and how you answered the phone. So polite and kind!"

Joan M's Avatar Joan M Nov 15

"Jimmy, thank you so much for all your help!"

Emily R's Avatar Emily R Nov 16

"Lisa, thank you so much for your wonderful assistance. You saved my day!"

Frank T's Avatar Frank T Nov 17

"My agent helped me find repayment options I didn't realize were available to me!"

Sharon B's Avatar Sharon B Nov 18

"You've been extremely helpful & patient with me. I've never worked with collector as understanding as you."

Brooke H's Avatar Brooke H Nov 19

"Thanks Erin for all the additional info & walk-through of the new portal. Appreciated the extra time & quick response."


Contact Summit today to learn how our debt collection agency can help get your cash flowing freely again.