Give us your accounts receivable, and we'll give you a reason to celebrate.

Contact Us

We'll listen to your specific needs, then tailor a debt recovery solution that will get quick results.

Put Us to Work

Our experienced team will immediately begin the process of recovering your lost revenue.

See Real Results

We'll get your accounts back in the black. An awkward celebration dance is optional, but recommended.

Get Started

There's nothing funny about unpaid debts.

While we try to lighten the mood, there's really nothing funny about the aggravation of not getting paid for your work nor is navigating the myriad of laws and compliance needs surrounding the collection process. We understand this and that's why we take representing our clients and their collection needs dead serious.

We're Summit A•R, a collection company that believes treating people respectfully, compassionately and fairly is not only the right thing to do but that it will yield results far superior to the other methods that seem to pervade our industry. For 20 years we've not only preached this we've also practiced it... evidenced by an impeccable compliance record and a growing stable of clients that have been with us long-term. We are selective with whom we choose to partner. We don't represent debt buyers or large banks that have millions of credit card debt or creditors in questionable industries. We don't use automated "robo-dialers" that leave many multiple messages only muddying the water further and irritating the party owing you and doing nothing to actually resolve the account.

We do represent small and medium sized businesses and medical practices that want their monies collected using a different approach. We also represent some very big companies that have found our approach is a better fit for them as well. The bottom line is we believe putting quality career collection professionals (with a minimum of 10 years experience) on your accounts and treating them right and training them well and then providing them with all the resources they need in order to do their jobs correctly leads to a far better client and "debtor" experience. Our recovery reports prove this approach also yields better collection results for our clients.

If this approach sounds like it would be a good fit for you business, please read more about us or better yet, call us at (888) 222-0793 or email

A name you can trust.

Click for the BBB Business Review of this Eviction Service in Champlin MN ACA International - The Association of Credit and Collection Professionals - Member International Association of Commercial Collectors Serving you since 1996

Summit A•R is proud to be rated A+ by the Better Business Bureau, and a member in good standing of ACA International and the International Association of Commercial Collectors.

From our blog:

According to Debt Collection Answers “Businesses nationwide placed $150 billion worth of debt with collection agencies (in 2010)”. When you need assistance with a debt, enlisting the help of a…

Continue reading: Why More Businesses Entrust Their Debt To Collection Agencies »

Don't take our word for it.

Here are just a few rave reviews from real Summit A•R clients.

Summit was there every step of the way with patience, good humor, and advice. We received payments in record time. I will definitely use Summit again for any of our debt collection needs.

—Alison D., Credit Manager International Distributor

Summit AR handled the accounts extremely professionally and kept that quality working relationship with our client intact. Best of all we received a 75% recovery rate. I would recommend them to any company.

—Micah B., Director National Franchiser

You are definitely not the typical collection agency. I've experienced nothing but professionalism and unexpectedly good results versus my former agency. You give collection agencies a good name!

—Manager Medical Supply Co.
More Testimonials

Resource Center

Looking for information on debt collection in your state? Our State Resource Center provides detailed information on local laws, guidelines, and statutes of limitations. Pick your state from the map, or contact Summit A•R directly to get expert advice from our collections team.

AR Calculators

Check out our helpful financial calculators that will assist you in gauging the effectiveness of your credit and collection policies.