About Summit A•R

We're different... in a good way.

Do friendly debt collectors exist? Wait ‘til you meet our team.

Have you thought about using a consumer or commercial collection agency, but you’re not sure if it’s worth your while? Or, have you tried a big agency before, only to find confusing fees, poor service, and disappointing results?

With a nationwide footprint and recovery rates nearly double the industry average, Summit AR is changing minds about collection agencies, one client at a time. Since 1996, we’ve been doing things a bit differently. Our track record includes successful recovery of some of the most difficult debts.

  • 20 years on the front lines of debt collections
  • A long-term staff of trained, licensed collection professionals
  • A skip-tracing department run by a licensed private investigator
  • No robo-calls, threats, or other aggressive tactics
  • Fees you can understand; no minimums or hidden costs
  • Perfect A+ Rating with the Better Business Bureau (BBB)
  • Impeccable compliance record with all regulating agencies nationwide

How We Earned a P.H.D. (in Collections)

Historically, debt collection agencies have gotten a bad rap because some are perceived as using unethical tactics. Not only do these tactics fray the relationships you’ve worked hard to build; they can irreparably damage your reputation.

Summit uses an approach we call our “P.H.D. Philosophy” (Preserve Human Dignity) to ensure your company is represented with professionalism and integrity at every step of the debt recovery process. Our experts handle accounts with sensitivity and compassion, allowing us to recover what you’re owed without alienating the customers and vendors who are vital to your business.


Contact Summit today to learn how our debt collection agency can help get your cash flowing freely again.