Consumer Collection Solutions

Get customers to pay—without being the “bad guy.”

Let us take you back into the black.

It’s a slippery slope: you want the money you’re owed, but you don’t want your customers to hate you. So what’s the best way forward?

Put your unpaid accounts—and your confidence—in Summit A•R’s capable hands. For the past two decades, our consumer collection agency has bucked conventional industry wisdom and marched to the beat of our own drum. And since our debt recovery rates far exceed the competition, we’re pretty sure we’re doing it right.

  • No unethical or demeaning collection tactics
  • A no-complaint policy, evidenced by our A+ BBB rating
  • Trained, licensed debt collection professionals (10+ years experience)
  • Skip-tracing department run by a licensed private investigator
  • Long-term, friendly, genuinely helpful staff

The Only Consumer Collection Agency with a P.H.D. (in Collections, That is)

Money matters, but so does your reputation. Our “P.H.D. Philosophy” (Preserve Human Dignity) means that our professionals treat debtors with compassion and respect—not threats. This helps preserve the relationships you’ve built with your customers, so they’ll want to do business with you again.

Our Compliance Commitment

Compliance with the Federal Fair Debt Collection Practices Act and other state and local regulations is something we take seriously. Summit ensures strict adherence by requiring our consumer collections staff to undergo continuous training.

Anytime, Anywhere Account Visibility

Keep tabs on Summit’s progress with our secure, fully HIPAA-compliant portal, which provides 24/7 access to your account status. Upload new placements, check on payments, download activity, and even request regular emailed reports.

Contact us today and learn how our consumer collection agency can get your cash flowing again.  

…Once I spoke with Tammy, her warm professional demeanor impressed me so much I immediately set up a payment plan and kept my word to the $200.00 bi-weekly.

—Marsha R., debtor