West Virginia Debt Collection Agency Laws • Summit A•R

West Virginia Collection Laws Interest Rate

Legal:	6%
Judgment:	10%

West Virginia Collection Laws Statute Of Limitations

Open Account:	5 years
Written Contract:	10 years
Domestic Judgment:	10 years
Foreign Judgment:	10 years

West Virginia Collection Laws Bad Check Laws (NSF) (Civil Penalty)

Amount due, service charge up to $10. If check is under $500, misdemeanor; over $500, felony

West Virginia Collection Laws General Garnishment Exemptions

See West VA code 38-5A-3. Employees withhold 20% of disposable income or 30x the minimum hourly rate, whichever is less and other exemptions apply

West Virginia Collection Laws Collection Agency Bond & Licensing Rules

Bond:	$5000
License:	Yes
Fee:	$15 annually
Exemption for out-of-state collectors: Contact state authorities. Some out-of-state agencies may be exempt if they are only collecting for out-of-state clients.

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