Researching your options for debt collection can be a daunting task. Collection laws in North Dakota are complex, so it makes sense to work with a collection agency that knows North Dakota.
Summit AR is a a professional collection agency and debt collection is all we do, so you are likely to recover more of what is owed to you than if you were to pursue delinquent customers yourself.
We can tackle collection cases in any corner of North Dakota, including Fargo, Bismark, Grand Forks, Minot, West Fargo, Mandan, Dickinson, and Jamestown. Contact us today to get your case started.
North Dakota Collection Laws Interest Rate
North Dakota Collection Laws Statute Of Limitations
|Open Account:||6 years|
|Sale of Goods:||4 years|
|Written Contract:||6 years|
|Domestic Judgment:||10 years renewable|
|Foreign Judgment:||10 years renewable|
North Dakota Collection Laws Bad Check Laws (NSF) (Civil Penalty)
|Amount due, collection fees of $20, and $100 or 3x check whichever is less|
North Dakota Collection Laws General Garnishment Exemptions
|Greater of 75% or amount each wk. = to 40 x Federal minimum hourly wage, plus $20.00 each household dependent|
North Dakota Collection Laws Collection Agency Bond & Licensing Rules
|Exemption for out-of-state collectors: Out-of-state collectors may be exempt if  collecting only;  their office is located in a state that has a reciprocal law; and  the state has “enacted similar legislation”.|
If you’re looking for a collection agency that knows North Dakota, contact Summit AR today for fast, friendly, and effective results.
Disclaimer: While we strive to keep our state resource data accurate and up-to-date, the information contained on this page is provided without any warranty (expressed or implied), and should not be considered legal advice. We assume no liability for its use.
Convert more aged receivables into bottom-line revenue.
Our experienced collections specialists provide the best of both worlds: collection rates up to double the industry average, but with a delicate touch to protect your company’s relationships and good name. Schedule a free no-obligation consultation and learn how Summit A•R can put your balance sheets back in the black.