Summit A•R — Employee Reimbursement Collections
Recover what you’re owed without burning bridges.
Protecting employers since 1996.
- P.H.D. Philosophy: Preserve Human Dignity on every account.
- Experienced pros: Collectors average 10+ years in employee debt recovery.
- PI-led skip tracing: In-house investigative team locates decision makers & verifies assets.
- Proven & compliant: No-complaint policy with an A+ BBB rating.
- Transparent from day one: 24/7 client portal for status, placements, and reports.
- Dedicated expertise: The only nationwide agency with a team exclusively focused on employee reimbursement collections.
“Trusted by finance, manufacturing, healthcare, logistics, SaaS, and more.”
Why Leading Businesses Choose Summit A•R
As the only nationwide collection agency with a dedicated team exclusively doing employee reimbursement collections, we recover what is owed while protecting the goodwill you’ve built. Our respectful approach replaces threats with a proven process that gets paid while keeping relationships intact for the future.
Relationship-Safe Collections
No harassment or intimidation
We don’t use aggressive or unethical tactics. Your reputation stays intact.
Specialists in reimbursement debt
Our collectors have 10+ years of experience in B2B and employee reimbursement cases.
Skip tracing that finds decision makers
A licensed PI leads our investigative team to verify contacts, locate principals, and surface assets.
Results that matter
We’ve recovered many millions for employers of all sizes. Our recovery rates are often nearly double the industry average.
Proven and complaint-free
Our no-complaint policy is reflected in our A+ BBB rating.
Always-on visibility
Use the secure client portal to place new accounts, track progress, and download custom reports anytime.
Relationship-Safe Collections
No harassment or intimidation
We don’t use aggressive or unethical tactics. Your reputation stays intact.
Specialists in reimbursement debt
Our collectors have 10+ years of experience in B2B and employee reimbursement cases.
Skip tracing that finds decision makers
A licensed PI leads our investigative team to verify contacts, locate principals, and surface assets.
Results that matter
We’ve recovered many millions for employers of all sizes. Our recovery rates are often nearly double the industry average.
Proven and complaint-free
Our no-complaint policy is reflected in our A+ BBB rating.
Always-on visibility
Use the secure client portal to place new accounts, track progress, and download custom reports anytime.
Our Step-by-Step Process
Step 1 — Onboarding & Account Review
We learn your goals, credit policy, debtor profiles, and acceptable terms. We align on tone, timelines, and reporting.
Step 2 — Verify, Locate, and Prepare
We validate balances, documents, and contacts. Our PI-led team completes skip tracing where needed.
Step 3 — Diplomatic Multi-Channel Outreach
Phone, email, and mail sequences begin the same business day in most cases. We keep it respectful, persistent, and documented.
Step 4 — Negotiate, Document, & Secure Payment
We work toward payment in full or structured plans, then manage follow-ups, reminders, and confirmation.
Step 5 — You Approve, We Remit
You stay in control of settlement parameters. Funds flow and records are updated in your portal.
“You will have full transparency throughout the entire process.”
Our Step-by-Step Process
Step 1 — Onboarding & Account Review
You upload invoices and agreements. We align on tone, timelines, and settlement parameters.
Step 2 — Verify, Locate, and Prepare
We validate balances and documents, confirm contacts, and use PI-led skip tracing where needed.
Step 3 — Diplomatic Multi-Channel Outreach
Same-day phone, email, text and mail sequences begin. Outreach is respectful, persistent, and fully documented.
Step 4 — Negotiate, Document, & Secure Payment
We work toward payment in full or structured plans, then manage reminders and confirmations.
Step 5 — You Approve, We Remit
You stay in control of settlement terms. Funds flow promptly, and records are updated in your portal.
“You will have full transparency throughout the entire process.”
What Clients Say
Summit A•R vs. Typical Collection Agencies
| Feature | Summit A•R | Typical Agencies |
|---|---|---|
|
Specialized Team doing nothing but ERC collections? |
Yes |
No |
|
No-complaint policy, A+ BBB rating |
Yes |
Varies |
|
Licensed PI-led skip tracing |
Yes |
Rare |
|
Collectors with 10+ years average experience |
Yes |
Varies |
|
Transparency via 24/7 client portal |
Yes |
Limited |
|
Aggressive or harassing tactics |
No |
Sometimes |
|
Recovery rates vs. industry |
Nearly 2x in most cases |
Industry average |
The Summit P.H.D. Commitment
Preserve Human Dignity is our operating system. Even in tough cases there is a person on the other end. Treating people with dignity increases cooperation, improves recovery, and protects your brand.
Beyond Commercial Collections
Book Your Call Today
FAQ
We work on a contingency basis. That means there are no upfront fees—you only pay when we successfully recover funds. Pricing depends on the age of the account, balance size, and volume of placements.
Yes. We align with your company’s credit policies, tone, and goals during onboarding. Our collectors adapt outreach to fit your industry and brand voice.
If standard outreach and credit reporting don’t resolve the case, you decide whether to escalate. We can coordinate legal action through our attorney network, but only with your written approval. You stay in control of all costs and decisions.
Yes. We offer programs to help you manage aged receivables and prevent future losses. Many clients outsource ongoing reimbursement and employee-related recovery to us for efficiency.
We use our P.H.D. philosophy (Preserve Human Dignity) to recover respectfully. No harassment, no intimidation—just proven, compliant methods. We have a specialized team doing nothing but former employee collections. That’s why our recovery rates are nearly double the industry average, with zero complaints.
No. You can place one account or hundreds. There are no minimums, lock-ins, or hidden fees.
Yes. Our PI-led skip tracing and experienced collectors allow us to handle hard-to-reach debtors across multiple industries and states.
We recover tuition/continuing education reimbursements, relocation costs, overpaid salary, unauthorized expenses, uniform fees, commission recalls, and more. If it’s tied to an employee reimbursement obligation, we can help.
You get 24/7 access to our secure client portal. You’ll see payment activity, case status, custom reports, and account notes—all updated in real time.
- 12201 Champlin Dr. Champlin MN 55316
- Monday to Friday 7:00 a.m. to 7 p.m. CST. Closed Saturday and Sunday.