Oregon Debt Collection
State Laws and Resources
The fastest, most successful way to collect an unpaid debt successfully and quickly is to work with a collection agency that knows your state’s unique collection laws. Hiring a Oregon collection agency — or a national agency which has experts on Oregon collections law on staff — can dramatically boost your chances of successfully collecting on your unpaid account.
Summit AR is a licensed, bonded and insured national debt recovery agency specializing in the unique accounts receivable issues that can plague businesses of any size. Our team includes experts on Oregon debt law who can tackle even the most challenging cases.
We can tackle collection cases in any corner of Oregon, including Portland, Salem, Eugene, Gresham, Beaverton, Hillsboro, Medford, Bend, Springfield, and Corvallis. Contact us today to get your case started.
Oregon Collection Laws Interest Rate
|Statutory and Judgment:||9% simple interest per annum (Unless specified by contract)|
Oregon Collection Laws Statute Of Limitations
|Open Account:||6 years|
|Sale of Goods:||6 years (4 years UCC transaction)|
|Written Contract:||6 years|
|Domestic Judgment:||10 years renewable|
|Foreign Judgment:||10 years|
Oregon Collection Laws Bad Check Laws (NSF) (Civil Penalty)
|Can recover reasonable attorney fees & statutory damages of three times the amount of the NSF check plus $500 if demand letter is sent to debtor 30 days before suit is filed|
Oregon Collection Laws General Garnishment Exemptions
|75% of disposable earnings or 40 x Federal minimum hourly wage|
Oregon Collection Laws Collection Agency Bond & Licensing Rules
|Fee:||Established by director|
|Exemption for out-of-state collectors: Contact state authorities. Out-of-state agencies may be exempt if  collecting for out-of-state client;  the debt was incurred by an Oregonian outside the state; and  the state where the collection agency is headquartered has a registration program comparable to Oregon’s law.|
If you’re looking for a collection agency that knows Oregon, contact Summit AR today for fast, friendly, and effective results.
Disclaimer: While we strive to keep our state resource data accurate and up-to-date, the information contained on this page is provided without any warranty (expressed or implied), and should not be considered legal advice. We assume no liability for its use.